Life happens. That is just a fact. One key to avoid a financial disaster is to have an emergency fund. The idea behind the emergency fund or rainy day fund is to have savings in the case of … you guessed it… AN EMERGENCY! Normally when I talk to people about an emergency fund I get the following two responses: 1. Eric, I am literally the safest, healthiest, person in … [Read more...] about Do you need an Emergency Fund?…. YUP!