Chhhhhhhhaaaaaaaa Ching!!!! Boooooooo yahhhhH!!!!!! Are you like one of the millions of Americans that hit the Tax Refund Lottery?!? Swwwwwweeeet! But now what? I am NOT going to talk about how you should adjust your withholdings so that you have more money in your paycheck each week but let's talk about what you CAN do with this winfall… First a warning… we are … [Read more...] about I just hit the Tax Refund Lottery
Free Budget Planners!!! Wooo Hooo! That is music to my ears. If you are trying to pay off credit card debt, student loans, or just try to save more money each month then you really need to take time and create a budget. Tracking where your money goes each money is crucial to meeting your goals. Maybe you are like me and think… “I got this. I don't need to sit down … [Read more...] about 11 Easy and Free Budget Planners to Help You Budget Better
If you are like me, I am sure you believe that you have already cut out EVERYTHING you could possibly imagine from your budget. However, the reality is that in most cases we can find more. It may not be the easiest sacrifice but it can be done. In one of my previous posts, I talked about the NEED to have an emergency fund. Michelle and I opted for a mini-emergency fund of … [Read more...] about How to Slash over $700 from your Budget
Life happens. That is just a fact. One key to avoid a financial disaster is to have an emergency fund. The idea behind the emergency fund or rainy day fund is to have savings in the case of … you guessed it… AN EMERGENCY! Normally when I talk to people about an emergency fund I get the following two responses: 1. Eric, I am literally the safest, healthiest, person in … [Read more...] about Do you need an Emergency Fund?…. YUP!
Finances are one of those things that most couples would rather have a root canal than talk about and it’s a shame. I have to be honest, one of the best things that Michelle and I did before getting married was take Dave Ramsey’s Financial Peace course. I can not emphasize how important that course was for us and for our marriage. If you are not on the same financial page with … [Read more...] about 3 Ways to Get on the Same Financial Page as your Spouse